LEGAL AND PRIVACY

At YourMortgageGuyFreddy.com, protecting customer privacy comes first. YourMortgageGuyFreddy.com uses industry-standard technology and methods to secure all sensitive information that is sent to them.

YourMortgageGuyFreddy.com values the privacy of its customers. YourMortgageGuyFreddy.com does not divulge any personally identifying information to third parties for marketing purposes through sales, rentals, or other means. Only when necessary to complete crucial loan procedures, such as running a credit report with your permission does YourMortgageGuyFreddy.com share personally identifiable information with other parties.

Please send an email to Freddy@loansbyprodigy.com if you have any questions or issues about this privacy statement.

Information Gathering

Individually Identifying Information
Residential house loans are provided through YourMortgageGuyFreddy.com. We are able to match you with the specific services you need thanks to the personally identifiable information you choose to submit to YourMortgageGuyFreddy.com, such as your name, email address, or other contact details. Other data, such as usage patterns, that do not directly identify you as an individual but are obtained by YourMortgageGuyFreddy.com from the website may be used by YourMortgageGuyFreddy.com as it sees fit.

Log files and cookies:
Cookies and web log files may be used by YourMortgageGuyFreddy.com to monitor site usage. Currently, YourMortgageGuyFreddy.com tracks website visitor traffic using cookies in the form of Google Analytics. When a person returns to a website using the same computer and web browser, website owners can recognize them thanks to cookies. YourMortgageGuyFreddy.com may use cookies to automatically gather information about website usage, including links, clicks, web pages visited, and other actions users take on YourMortgageGuyFreddy.com. No information that can be used to identify you personally is stored in the cookies. Most browsers allow cookies by default, but you can typically change your browser's settings to reject cookies. Please be aware if you want to reject cookies.

Web beacons may potentially be used on this website to gather data. Similar to cookies, web beacons are tiny files that may detect when a visitor returns to a specific website. To trace which emails have been opened, web beacons may also be used in email advertising. Like cookies, web beacons are used to track website visitors' movements and are unrelated to any personal data.

This privacy policy only applies to this site's usage of beacons, log files, and cookies.

When you visit YourMortgageGuyFreddy.com, it obtains the URL of the website you came from due to the Internet's communications rules. The Internet protocol (IP) address of your computer (or the proxy server you use to access the Web), the operating system of your computer, the type of web browser you are using, as well as the name of your ISP, are also sent to YourMortgageGuyFreddy.com. We utilize this data to examine broad trends and enhance YourMortgageGuyFreddy.com's usability and service.

Your IP address and any personally identifying information it contains are never disclosed to third parties without your consent or unless legally necessary.

Eligibility
To use this website, you must have YourMortgageGuyFreddy.com's approval and be at least 18 years old. Under-18 visitors' personally identifiable information is not intentionally collected, used, or disclosed by YourMortgageGuyFreddy.com.

Communications
Customers can contact YourMortgageGuyFreddy.com via email and by alerts posted on this website. Unless you have chosen not to receive it, YourMortgageGuyFreddy.com may send you promotional materials. Send a request to Freddy@loansbyprodigy.com if you'd prefer not to receive promotional mailings.

Sharing of Information

Information Exchange With Outside Parties
YourMortgageGuyFreddy.com values the privacy of its customers. YourMortgageGuyFreddy.com does not divulge any personally identifying information to third parties for marketing purposes through sales, rentals, or other means. YourMortgageGuyFreddy.com only provides personally identifying information to third parties when it is necessary to complete crucial loan processes, such as pulling a credit report. Please send us an email at Freddy@loansbyprodigy.com if you would like to be omitted from the research or products that have been aggregated based on information about the site's users' actions.

Links and Policies of Third Parties
Links to other websites owned and run by third parties, such as USA Federal Government Resources, can be found on YourMortgageGuyFreddy.com. The privacy and security policies of these third parties are not within the authority of YourMortgageGuyFreddy.com, and therefore are not their responsibility. To learn more about how these third parties manage data collecting, we advise you to study their privacy and security policies.

Legal Notice
When required by law, YourMortgageGuyFreddy.com could have to divulge personally identifying data. YourMortgageGuyFreddy.com only makes this information public when we firmly believe that doing so is required to abide by court order, continue a legal case, or respond to another legal action that has been served on YourMortgageGuyFreddy.com.

Adaptations to this Privacy Statement
Updates to the Privacy Policy on YourMortgageGuyFreddy.com will provide notice of any significant changes that may have an impact on how your personally identifiable information is used or shared. Use of YourMortgageGuyFreddy.com following the publication of a notice of changes constitutes your agreement to the new practices. Unless otherwise specified, any information that YourMortgageGuyFreddy.com has about users is subject to the current Privacy Policy.

Comments or Queries
Please email Freddy@loansbyprodigy.com with any inquiries or concerns you may have regarding this privacy statement.

Terms and Conditions
YourMortgageGuyFreddy.com: What is it?
On the website YourMortgageGuyFreddy.com, users can learn more about origination services for mortgages. The hosting, ownership, and operation of YourMortgageGuyFreddy.com are all located in the US.

Terms and Conditions
The terms and conditions that apply to your use of YourMortgageGuyFreddy.com are outlined in this Terms of Use Agreement (the "Agreement"). You consent to be legally bound by this Agreement by using YourMortgageGuyFreddy.com. Anyone who accesses or utilizes the site's services is referred to as a "User" or "you." Regardless of the purpose of your access or use, you are only permitted to access the Website if you agree to abide by all relevant laws and this Agreement. Please carefully read this Agreement and keep it. You should stop using the website if you disagree with it.

Content and Services
This Agreement outlines your rights, obligations, and limitations with regard to using the Website, as well as the privacy policy for acceptable use of the services and material placed there. You might be informed that you must accept extra terms and conditions before using some Website features. The extra terms and conditions that apply to the services in which you choose to engage are integrated into this Agreement unless they state differently.

Tasks and Relationship Type
You, the visitor(s), have chosen to view YourMortgageGuyFreddy.com and may choose to ask for further information or submit an application for a mortgage.

Amendments
This Agreement may be modified or amended from time to time by YourMortgageGuyFreddy.com, and any such modification or amendment shall be effective immediately upon posting by YourMortgageGuyFreddy.com on the Website. When you access the Website after any modification or amendment is posted, you agree to be governed by any changes to this Agreement. You should routinely examine this Agreement to make sure you are aware of any updates.

Privacy Principles
Our Privacy Policy, which is incorporated into this Agreement by this reference, also governs use of YourMortgageGuyFreddy.com.