OUR 3-STEP LOAN PROCESS

GET PRE-APPROVED

Your first step in home financing is to get Pre-Approved. A Pre-Approval gives me an opportunity to review your credit, income and assets to determine your credit worthiness. If you are buying a home this allows me to provide you with a Pre-Approval Letter(PAL) so you can start shopping from your home. If a refinance then this allows you to review your 3 loan options to decide which option is best for you.

CHOOSE YOUR HOME

After receiving your PAL, you can then inform you Realtor of your pricepoint and loan type. You will then ejoy searching for your perfect home for you and your family. Once you find the right home then within 21-30 days we can have you in your home. If a refinance, within 21-30 days or less we can have your loan refinanced so you can skip the next months payment.

ENJOY YOUR DREAM HOME

We aim to make your homebuying process fun, less stressful than you have heard and a joyous experiene with our team. Our goal is to be your Personal mortage guy, just like your tax guy, hair lady, yard guy, cleaning lady, and so on but my interest is to be your mortgage guy Freddy.