NOTE: To convert your documents to PDF, go to your “Notes” on your phone, create a new note, click on the camera icon, and select “scan documents”. This will convert a photo into a PDF document that you can email or upload, and the bonus is that you can keep them in a Notes folder. 

• ​Most recent 30 days of paystubs.

• Last 2 years of W2/1099’s from all employers – All W2’s from every employer even part-time work or 2nd jobs.  

• Last 2 years of 1040 - tax returns, all pages & schedules.

• Most recent 2 months of bank statements – actual statements, not screenshots.

• 1 form of identification – driver’s license, passport, or S.S. card. Front & back.

• If Refinance, home survey, homeowners insurance dec page, most recent mortgage statement.

 

If you wish to be proactive, you MAY need:

• If Self Employed, prepare a Profit & Loss for the most recent year-to-date income.  Ask me for a sample P&L.

• If you own other properties, gather the current mortgage statement, homeowners policy, HOA statement, and tax statement for each.

• If you pay or receive child support; gather a child support order. 

• If you have any deposits aside from payroll in the bank statements above write me a brief explanation about each. 

• If you collect SSI, gather SS Awards letter

• If your downpayment is being gifted, let me know. 

• If your downpayment is coming from retirement, obtain the most recent retirement statement. 

• If you have been divorced within the last 2 years, please obtain your divorce decree. 

• If a Veteran, gather your DD-214

• If you are on contract or when you are, print the processed earnest & option money check from your bank online.​