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ONE-TIME CLOSING CONSTRUCTION LOANS

  • Conventional loans only
  • Minimum 700 credit score
  • Primary home: land & construction costs with 5% downpayment minimum
  • 2nd/Vacation home: land & construction costs with 10% downpayment minimum
  • Investment home: land & construction costs with 15% downpayment minimum
  • One-Time Construction purchase – buy the land and design your home all in 1 loan.
  • One-Time Construction refinance – if you own the land we will refinance the land into the construction loan. 
  • Maximum construction period of 11 months.
  • Project & builder must be approved by our construction department - $150 fee
  • Build anywhere in Texas
  • No condos or mobile homes allowed
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