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YOUR MORTGAGE GUY FREDDY

Freddy F. Duarte

Experience. Integrity. Results.

Mortgage Advisor Managing Partner NMLS# 265438

Welcome, and thank you for visiting. I've been a loan officer serving Central Texas since 2002 and while you're going through the loan process, you have my team's full attention, 24/7.

I joined Prodigy Mortgage Brokers because a broker is simply the better option for homebuyers ; more lenders, sharper rates, and a team that treats you like family. We're your local mortgage company: the home of home loans.

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Home loans, made simple

Quick, jargon-free explainers from Freddy — get the answers buyers actually ask before you ever pick up the phone.

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How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

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  • icon Know Your Buying Range
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Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

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  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
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Fund Your New Home

Helping Texans Make Smarter Mortgage Decisions Since 2002

Hi, I'm Freddy Duarte.  I've helped thousands of Texas families navigate home financing since 2002. My goal has never been to simply close loans. It's to educate, advise, and help my clients make smart financial decisions with confidence. As an independent mortgage broker, I work for you, not the bank, giving you access to dozens of lending options and the flexibility to find the loan that's truly the best fit.  

For more than two decades, I've built my business on one principle: people matter more than transactions. I believe buying a home should be exciting, not confusing. That's why I take the time to educate my clients, answer every question, and help them make informed decisions they'll feel good about for years to come.

My goal isn't simply to earn your business—it's to earn your trust, your confidence, and hopefully become your mortgage professional for life.

Why Work With Us?

  • ✓ Access to over 100 wholesale lenders
  • ✓ Competitive rates and lower overall borrowing costs
  • ✓ Personalized mortgage strategies instead of cookie-cutter approvals
  • ✓ Fast pre-approvals and responsive communication
  • ✓ Conventional, FHA, VA, Jumbo, Construction, Renovation and Investor financing
  • ✓ More than two decades helping families throughout Texas achieve homeownership

Our job is to help you choose the right loan.

Our Satisfied Clients

Latest Blog Posts

Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.

Purchasing

We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Your Mortgage Guy Freddy, LLC Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The Your Mortgage Guy Freddy, LLC Address

Contact Us:

Phone: (512) 576-6115

Address: 400 E. Main Street
Round Rock, TX 78664

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: Phone Anytime
Sunday: Closed

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.